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(314) 621-4575

(800) 621-4828

Rates and Fees Section
  • LOAN RATES
    Effective Nov. 1, 2017

    Loan Type / Model Year Term APR As Low As1
    New & Used Vehicle Loans
      Up to 36 months 1.99%
      37 to 48 months 2.52%
      49 to 63 months 2.52%
      64 to 72 months 2.99%
      73 to 84 months 4.49%
    New & Used Boat/Watercraft Loans
    6.25%
    New & Used RV/Trailer Loans
    6.45%
    New & Used Motorcycle Loans
    4.24%
    Savings-Secured Loan
    36 months 2.009%
    Stock-Secured Loan
    36 months 9.25%
    Line of Credit
    48 months 12.90%
    Signature/Personal Loan
    up to 60 months 7.99%

    Real Estate Loan Rates

    For additional information on real estate loans, visit our Mortgage Center or contact us.


    1APR=Annual Percentage Rate. Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.

  • DEPOSIT RATES
    Effective Nov. 17, 2017

    Type of Account Annual Percentage Yield1 Balance Requirement
    Savings
    $5 to $100 0.00% $5
    $101 & Higher 0.10% $101
    Holiday Club
    0.05% None
    Health Savings Accounts
    Checking 0.10% N/A
    1 year Certificate 0.65% $1,000
    2 year Certificate 0.95% $1,000
    3 year Certificate 1.25% $1,000
    IRA Contributory
    0.40% $25
    Checking
    Priority I 0.00% None
    Priority II 0.10% $500
    Priority III 0.20% $1,500
    E*Hanced 6.02%
    Money Market
    $1,000 to $9,999 0.15% $1,000
    $10,000 to $24,999 0.20% $10,000
    $25,000 to $49,999 0.25% $25,000
    $50,000 to $99,999 0.30% $50,000
    $100,000 & Higher 0.35% $100,000
    Certificates of Deposit
    3 months 0.20% $100 (Youth) or $1,000 (Regular/IRA)
    6 months 0.35% $100 (Youth) or $1,000 (Regular/IRA)
    12 months 0.65% $100 (Youth) or $1,000 (Regular/Health Savings/IRA)
    18 months 0.65% $100 (Youth) or $1,000 (Regular/IRA)
    24 months 0.95% $100 (Youth) or $1,000 (Regular/Health Savings/IRA)
    36 months 1.25% $100 (Youth) or $1,000 (Regular/Health Savings/IRA)
    48 months 1.75% $100 (Youth) or $1,000 (Regular/IRA)
    60 months 2.00% $100 (Youth) or $1,000 (Regular/IRA)
    72 months 2.15% $100 (Youth) or $1,000 (Regular/IRA)
    10% Youth 10.00% $100 minimum, $1,000 maximum

    1APY=Annual Percentage Yield. Rates are subject to change, and terms and conditions apply. Contact GMFCU for complete details.

  • ACCOUNT COST GUIDE