Real Estate Loans
Get the financing you need, plus the peace of mind you deserve, without annual fees, pre-payment penalties or hassles. Plus, the interest you pay may be tax deductible (consult your tax advisor for details). All of our home loan products feature competitive rates and flexible repayment terms.
Whether you’re financing your first home, moving to a new home or refinancing your current mortgage, talk to Gateway Metro Federal Credit Union’s knowledgeable mortgage department. We make the home financing process – from application to closing – is fast and easy. Residents of Missouri and Illinois are eligible for Gateway Metro Federal Credit Union home financing, as long as you can meet our membership requirements.
Home Equity Loans & Lines of Credit
Use the funds for home renovation, debt consolidation, school tuition – whatever you need, your home and your credit union can provide.
Home Equity Line of Credit
- Borrow up to 80% of your home’s equity
- Pay a low, variable rate
- Draw on funds as you need them
- Pay just the application, appraisal, and credit report.
Home Equity Loan
- Borrow up to 90% of your home’s equity
- Pay a competitive, fixed rate
- Receive your funds in a lump sum
- Pay closing costs
Home Improvement Loans
For home repairs and upgrades large or small, Gateway Metro Federal Credit Union has you covered with this fixed-rate loan! Borrow between $500 and $5,000 for up to three years; or, borrow between $5,000 and $100,000 for up to 15 years.